Welcome to Moimoney. By accessing or using the Moimoney application, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the app.
1. Acceptance of Terms
Moimoney ("we", "us", "our") provides an offline-first expense tracking and financial management application. These Terms govern your access to the application on the iOS platform.
2. Subscriptions (Moimoney Pro)
Moimoney is free to use with optional premium features locked behind the "Moimoney Pro" subscription.
- Billing: Pro is billed on a weekly or yearly basis, as selected by you during purchase. Prices may vary by region and currency.
- Payment: Payments are processed entirely by the Apple App Store, and your subscription status is managed securely via RevenueCat. We do not collect or store your billing information.
- Cancellation: Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Cancellations must be made within the device's subscription settings (Apple ID settings). Simply deleting the app does not cancel the subscription.
- Refunds: Since billing is handled by Apple, any request for a refund is subject to their policies. Moimoney cannot directly issue refunds.
3. User Accounts & Verification
You may use Moimoney locally on your device without creating an account. However, to access cloud synchronization and certain AI features, you must log in securely using third-party authenticators (such as Google or Apple).
Your subscription is linked to your App Store account initially. Creating an account inside Moimoney allows you to link your Pro purchase to your cloud profile to enable multi-device sync.
4. Cloud Sync and Backups
Cloud synchronization is provided as a feature of Moimoney Pro. While we use industry-standard infrastructure to continuously back up and sync your data securely, we are not liable for accidental data loss. Because Moimoney operates offline-first, your device retains the primary copy of your financial data.
5. AI Feature Usage and Quotas
We provide AI-powered receipt scanning and financial insights.
- Free Users: Registered free users receive a lifetime limit of 5 AI uses to test the feature.
- Pro Users: Subscribers receive a recurring quote (e.g., 100 receipt scans per month) governed by server configurations.
- Misuse: We reserve the right to temporarily suspend AI access for accounts attempting to bypass limits, automate API requests, or systematically abuse the AI features.
6. Limitations of Liability
Moimoney is a personal expense tracking tool. We are not financial advisors. Any AI insights or financial summaries generated by the app are for informational purposes only. We are not responsible for any financial loss, damages, or consequences resulting from decisions made based on data within the app.
The app is provided "as is" and "as available", without warranties of any kind.
7. Changes to the Terms
We may modify these Terms of Service at any time. Changes will be effective immediately upon posting an updated version of the Terms within the app or on our website. Continued use of Moimoney after any changes implies acceptance of the new terms.
8. Contact Us
For questions or concerns regarding these terms, please contact us through our Support page.