Your privacy is important to us. Moimoney is built to be an offline-first expense manager, meaning we prioritize keeping your data on your device. When cloud features are used, we follow strict data handling practices.
1. Information We Collect
Local Data (Offline First)
If you use Moimoney without logging in, all your financial data (transactions, wallets, categories, budgets) remains strictly on your device. It is not transmitted to our servers or anywhere else. If you uninstall the app without a backup, that data is permanently deleted.
Cloud Sync Data
If you create an account to use our cloud sync or AI features, your financial data is synced securely to our servers (hosted on Supabase). This includes your transactions, wallets, and preferences, allowing you to access them across multiple devices.
Technical & Crash Data
To improve app stability, we collect technical information when the app crashes through Firebase Crashlytics. This data includes:
- App version and operating system version
- Device model information
- Error logs and technical crash traces
We do not use product or tracking analytics. We don't track which buttons you tap or how you use the application on a daily basis. The observability is strictly limited to fixing crashes and improving app stability.
2. AI Features (Google Gemini)
Moimoney includes AI-powered features such as Receipt Scanning and AI Insight.
- Consent: Before using any AI feature for the first time, we will explicitly ask for your consent. If you decline, no data will be sent to the AI service.
- Processing: If you use the receipt scanner, the image or PDF you provide is sent securely to Google's Gemini API for text extraction.
- No AI Training: Following our provider's (Google API) policies, the data you submit to the AI features is not used to train their AI models by default. Data is temporarily processed solely to return the result back to your app.
3. Third-Party Services
We use specific third-party services to operate the app:
- Supabase: For user authentication (Google Sign-In, Apple Sign-In) and storing synced cloud data.
- PowerSync: To facilitate real-time, offline-first data synchronization between your device and Supabase.
- RevenueCat: To manage in-app subscriptions securely. We do not handle or store credit card details.
- Firebase Crashlytics: For monitoring app crashes and stability.
4. Data Retention and Deletion
Your data belongs to you. You can request deletion of your account and all associated cloud data at any time.
- Local Data: To delete offline data, simply uninstall the Moimoney application from your device.
- Cloud Data: To delete your cloud data, you can delete your account from within the app settings. Once your account is deleted, your cloud data will be removed completely.
5. Security
We take security seriously. Data synced to our cloud services is transmitted over secure connections (HTTPS) and stored in secure databases managed by Supabase. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Changes to This Privacy Policy
We may periodically update this policy. If we make material changes, we will notify you by updating the date at the top of the policy or through an in-app notice.
7. Contact Us
If you have any questions about this Privacy Policy, please reach out to us via our Support page.